Cut insurance costs with an onboard camera
A new scheme promises to cut insurance costs for young drivers.
Prove that prang isn’t your problem
With many young drivers facing car insurance bills running into the thousands, a new trial scheme in the UK that mounts onboard HD cameras is seeing insurance costs drop by around 15%. In many cases this is enough to cut bills by hundreds of pounds.
The tiny HD camcorders not only shoot continuous video footage but have a microphone that can be disabled and a g-force sensor, which detects motion.
The camera easily fits into the palm of your hand and cost £250, but this could pay for itself in a single year and one such model is available from chillibongo.com.
The idea is that the continually shot footage helps to cut fraud and prove exactly what happened if a car is involved in a crash.
Putting cameras in vehicles isn’t new as many lorries and most emergency vehicles have them, but the practice is becoming more common in many countries and areas where “crash for cash” fraud claims are a regular nuisance.